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Featured Insurance Articles

Affordable Individual Health Insurance
There are many options for an individual to obtain affordable health insurance coverage. Keep in mind that there are savings in numbers; the more people in a plan, the better the savings for each member. In some states, like Florida you may purchase ...

How Do I Lower My Auto Insurance Premiums?
It seems as though the price of everything is on the rise. The amount a house may have cost in the early 70s is how much you will pay for a new car in the 21st century. Oil companies have used the problems in Southwest Asia as an excuse to send gas prices ...

Medical Insurance Overseas
Thousands of people have work related commitments and in order to fulfill those commitments they have to travel abroad. Have you ever realized that most of the insurance company's provide only domestic medical coverage? So, whenever you are leaving your ...




Researching Health Insurance Plans
 
Researching Health Insurance Plans

Figuring out which health plan is right for you can be both time-consuming and confusing. A good place to start is make a list of options you want in your medical plan. Your list may include things such as prescription coverage or the freedom to select your own medical providers rather than having to use providers designated by the insurance company.

Other topics to consider when looking at medical plans include: How much of a deductible per year? How much is the co-payment for doctor visits? What is the amount of premium payments?

If you want to pay less out of pocket for any hospital visits or major medical procedures, you may opt for a higher premium for your health insurance. The lower your payment on any type of procedure you have, the higher your premium. If you pay 30% and your insurance plan pays the remaining 70%, you will pay a lower premium because you are taking responsibility for some of the medical payments.

Different types of family health insurance should be investigated when you want to find coverage for your family. Family health insurance is all about getting coverage for your family so no matter what happens, you have coverage. Family health insurance is a protection against catastrophic bills when medical problems, disease or sickness happen.

Types of insurance also include those plans where you must use specific doctors and others where you can visit any doctor you want. Plans also include those that allow you to choose between generic or brand name prescriptions or plans that only allow generic prescriptions.

About the author:

Lance Roberts offers lots of resources and information about finding health insurance at http://www.myhealthinsuranceman.com



Insurance News


Fars News Agency

Japan may offer insurance for Iranian oil imports
Reuters
Govt considering insurance cover for tankers bringing Iran oil * Govt may ask parliament to enact insurance law * Japan lobbying EU to remain exempt from ban TOKYO, May 23 (Reuters) - Japan's government may provide cover for tankers bringing in Iranian ...
Japan Considering Government Insurance for Iran CrudeFars News Agency
Japan may offer insurance for Iranian oil imports-NikkeiReuters Africa
Japan may provide cover for nation's Iran crude tankersInsurance Insight
Insurance Business Review
all 1,074 news articles »

The Americas Insurance Awards Honors Crawford & Company and Union Mutual of ...
MarketWatch (press release)
NEW YORK, May 23, 2012 /PRNewswire via COMTEX/ -- The Chartered Insurance Operations Professional (CIOP) Institute is pleased to announce that Crawford & Company and Union Mutual of Vermont have been selected as recipients of the 2012 Americas ...
Crawford & Company Honored in Americas Insurance Awards ProgramSacramento Bee
2 Insurers Receive Americas Insurance AwardsInsurance Networking News

all 14 news articles »

Health Insurance Cutbacks Squeeze The Insured
NPR (blog)
A healthy 5-year-old son, a house in Riverbank, Calif., and health insurance from her job in the accounting department of a small manufacturing company. "We were in a conference room getting the information and I had heard rumors but didn't know if it ...

and more »

The mask: Life insurance and sleep apnea -- treatment lowers your rates
Fox Business
In addition to the health implications, sleep apnea is also a factor when it comes to life and health insurance. "A diagnosis of sleep apnea can result in a 'decline to cover' by a life insurance company. If the insurance company does provide coverage, ...

and more »

Insurance Industry Charitable Foundation Launches Texas-Southeast Division
Houston Chronicle
The Insurance Industry Charitable Foundation (IICF) announced the expansion of its philanthropic efforts into the Texas and the Southeast. Presently operating in the Western United States, the New York-Northeast region and in the Midwest, ...

and more »