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Featured Credit Cards Articles

Airline Rewards Credit Cards: Choosing The Best Card
If flying to exotic destinations or traveling across the country on your favorite airline is something you want to do, you can get free trips with an airline rewards credit card. That's right, by selecting the right credit card you can quickly accumulate ...

Best Credit Cards - How To Find The Right One!
These days there are many ways through which you can shop for your credit card. Many reputed credit card companies sell these cards through their telemarketing service, where one can get all the information. The best way though is searching for a new ...

Less Interest Credit Cards - Paying Less Is What Matters!
Consider yourself lucky if you can lay your Lands on one of those less interest credit cards. They offer great rates so it is easier, to pay off your balance in a timely manner. These cards are useful for persons who make large purchases on their credit ...




What Are Interest Free Credit Cards
 
Credit cards that charge no interest on your purchases or on your balance transfer for a certain period of time are said to be interest free credit cards. This interest free period is for a certain time and limit. This gives you the chance for more shopping around and spending without any tension of being levied any extra amount. Thus you can save a lot on these cards.
At times it is so that the interest you pay would depend entirely on how good or bad you fair in credit ranking. Your annual income and nature of past payments also matter a lot. If you have had a bad credit history then you might have to pay a higher interest as compared to those who have good credit ranking. Thus, by paying off your balance on time or even before the due date you can easily assure the interest free credit card for your good credit ranking. Today all the major credit card companies provide customers with interest free credit cards whether they are Virgin credit card or Egg credit card or even Natwest credit card accompanied with additional offers.
Any interest free credit card can prove very advantageous for you by many means. This option gives you the chance of balance transfer and helps you to pay off your existing outstanding balance of your borrowings without added burden of interest. This card proves to be the handy tool when you are looking forward to a big purchase and want to repay in the easy installments. This card proves to be a boon for you if it is used wisely. Unfortunately the credit card issuers generally hide the actual APR and which comes into picture once the interest free period is over. This proves hard because now you have to pay more than what you may wish to.
Interest free credit cards are a great option for those running into high debts. Since, you can get an opportunity to pay back your debts without mounting any more of them. But do not let the concept of interest free credit cad pile up your debt any further. Within that interest free period you have to repay your outstanding amount within the stipulated period. The best way to find the interest free credit card is to go for a detail market research, seeking all the avenues available for the information and then go for any credit card.

About the Author
Joseph Kenny is the webmaster of the UK credit card comparison site http://www.creditcards121.com/, where you can find a selection of interest free credit cards. For US visitors there is also the comparison site http://www.credit-cards-info.com



Credit Cards News


The Balance Transfers Blog (blog)

New credit cards may ease travel
Chicago Tribune
The three newest consumer credit cards — two from Bank of America, one from JPMorgan Chase — reflect consumer exasperation with some of the current card "features" that may not look so good to savvy travelers. All three have some advantages that many ...
Credit card balance transfers can help you tackle debt, but be disciplinedHamilton Spectator
Credit Cards with Rewards ExplainedMK News
Credit card balance transferasap News
The Balance Transfers Blog (blog) -San Jose Mercury News -Voxy
all 16 news articles »

Forbes

Your credit card could lower vacation costs
Tucson Citizen
Pour yourself a cup of strong coffee and read your credit card agreement. While most cardholders are aware of their card's airline miles and cash-back rewards, many are unaware that their credit card offers lots of other money-saving perks.
This Week in Credit Card NewsForbes
Holly McCall, Stay-at-Home Mom, Challenges Credit Card Rules, But Questions ...Huffington Post
Stay-at-home moms unqualified for credit cards because of 2009 lawDaily Caller
Patch.com -Phys.Org -WHAS 11.com (subscription)
all 12 news articles »

Discover CFO: Interested In Private-Label Card Business
Wall Street Journal
By Andrew R. Johnson Of DOW JONES NEWSWIRES NEW YORK (Dow Jones)--Discover Financial Services (DFS) is interested in getting into the private-label credit-card business, Chief Financial Officer Mark Graf said, noting the lender "took a look" at HSBC ...

and more »

Stay at Home Moms Face Credit Card Challenges
Forbes
A 2009 credit card law, the Card Act, made changes to how people can qualify for credit cards. Under the act, a person can only qualify for a credit card based on their own income, not the household income. This was designed to prevent people from ...


Moody's: US Credit Card Charge-Offs Rose In April
Wall Street Journal
The charge-off rate for US credit cards rose in April, mostly caused by a significant increase in charge-offs from the Citibank trust, Moody's Investors Service said. Charge-offs, or loans that lenders don't expect they will be able to collect, ...