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Featured Credit Cards Articles

Credit Cards & Identity Theft - Online Fraud
Recently, my personal credit card account number was compromised. Is this going to stop me from continuing online transactions? No way. This article is about basic credit card security and what to do if you find your number is hacked. It also contains ...

Low Interest Rate Credit Cards: Telling the Good from the Bad
There are several credit card companies that offer low interest rate credit cards. However, along with low interest rates, the best credit cards offer combinations that include low interest rate on balance transfers and purchases, 0% introductory APR ...

The Proper Use of Student Credit Cards
With the dawn of the 'cashless' era, student credit cards have become a fact of college life. Students can no longer do without a credit card. Many credit card companies set up stalls within the college campus during the first semester to lure students. ...




Small Business Credit Cards
 
Small Business Credit Cards

So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems.

Make sure you don't go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

•No annual fee for the first year,
•No pre-set spending limit
•Save at known brands, such as Staples, FedEx and Hertz
•When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.
•Online Account Management
•Car Rental Loss and Damage Insurance

CitiBusiness® Platinum Select® Card

The CitiBusiness® Platinum Select® Card is the card built for small businesses and includes:
•A generous credit line
•Low rate on purchases
•Additional cards for employees
•Free quarterly and annual account summaries
•Free 'Ask the Experts' service
•Free 24/7 Concierge Service

A great place to find out more about credit cards is the internet, One useful site is: http://www.credit-card-index.com

visa-small-business-credit-card


About the Author
Rob Mellor the webmaster of
Credit Card Index Where you can find out more about credit cards



Credit Cards News


The Balance Transfers Blog (blog)

New credit cards may ease travel
Chicago Tribune
The three newest consumer credit cards — two from Bank of America, one from JPMorgan Chase — reflect consumer exasperation with some of the current card "features" that may not look so good to savvy travelers. All three have some advantages that many ...
Credit card balance transfers can help you tackle debt, but be disciplinedHamilton Spectator
Credit Cards with Rewards ExplainedMK News
Credit card balance transferasap News
The Balance Transfers Blog (blog) -San Jose Mercury News -Voxy
all 16 news articles »

Forbes

Your credit card could lower vacation costs
Tucson Citizen
Pour yourself a cup of strong coffee and read your credit card agreement. While most cardholders are aware of their card's airline miles and cash-back rewards, many are unaware that their credit card offers lots of other money-saving perks.
This Week in Credit Card NewsForbes
Holly McCall, Stay-at-Home Mom, Challenges Credit Card Rules, But Questions ...Huffington Post
Stay-at-home moms unqualified for credit cards because of 2009 lawDaily Caller
Patch.com -Phys.Org -WHAS 11.com (subscription)
all 12 news articles »

Discover CFO: Interested In Private-Label Card Business
Wall Street Journal
By Andrew R. Johnson Of DOW JONES NEWSWIRES NEW YORK (Dow Jones)--Discover Financial Services (DFS) is interested in getting into the private-label credit-card business, Chief Financial Officer Mark Graf said, noting the lender "took a look" at HSBC ...

and more »

Moody's: US Credit Card Charge-Offs Rose In April
Wall Street Journal
The charge-off rate for US credit cards rose in April, mostly caused by a significant increase in charge-offs from the Citibank trust, Moody's Investors Service said. Charge-offs, or loans that lenders don't expect they will be able to collect, ...


Stay at Home Moms Face Credit Card Challenges
Forbes
A 2009 credit card law, the Card Act, made changes to how people can qualify for credit cards. Under the act, a person can only qualify for a credit card based on their own income, not the household income. This was designed to prevent people from ...