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Quote of the Day

"If you're trying to achieve, there will be roadblocks. I've had them; everybody has had them. But obstacles don't have to stop you. If you run into a wall, don't turn around and give up. Figure out how to climb it, go through it, or work around it."

Michael Jordan



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Featured Credit Cards Articles

Creating Credit with Credit Cards
Many people everyday search for solutions to reestablish or establish credit. Some people have never earned credit and find it as difficult to get credit as though with bad credit. If you have no credit then you must be advised that the creditors are ...
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. Some creditors may let you slide a month or two, but your records will still show ...
Home Equity Loan To Pay Credit Cards, Bad Idea!
I couldn't help but notice there have been a few articles circulating around espousing the merits of taking a home equity loan out to pay off your high interest credit card debt or other types of unsecured debt. Did you look to see that they are written ...



Opt out of credit cards offers to protect your privacy
 
Your credit reports are being screened without your knowledge or permission.
The purpose of this screening is to market products and services to you through mass mailings (junk mail)! If you have received offers for "preapproved" credit cards, loans, and accounts, it is likely that this preapproval was obtained
by screening your credit reports.

You have the right to prohibit information contained in your credit report from being used in any transaction that is not initiated by you. You can protect your privacyand stem the flow of junk mail to your mailbox by opting out of these screenings. Call the automated opt-out number for the major credit reporting agencies (Experian, Equifax, Trans Union) 1-888-567-8688.

You will be asked to provide certain identifying information that will be used to exclude you from this screening for preapproved credit offers. Opting out of these preapproved offers does not limit your ability to apply for credit should you choose to do so; it simply restricts dissemination of your private financial data in cases where you did not initiate the transaction.

About the Author
Max Penn is the man behind the respected Spy equipment buying guide site.
You can learn and benefit from his unique privacy, surveillance and antisurveillance knowledge
by signing up for his free spy equipment & techniques
newsletter at Spy Gear
& Tech Xpress Newsletter page



Credit Cards News


The Balance Transfers Blog (blog)
New credit cards may ease travel
Chicago Tribune
The three newest consumer credit cards — two from Bank of America, one from JPMorgan Chase — reflect consumer exasperation with some of the current card "features" that may not look so good to savvy travelers. All three have some advantages that many ...
Credit card balance transfers can help you tackle debt, but be disciplinedHamilton Spectator
Credit Cards with Rewards ExplainedMK News
Credit card balance transferasap News
The Balance Transfers Blog (blog) -San Jose Mercury News -Voxy
all 16 news articles »

Forbes
Your credit card could lower vacation costs
Tucson Citizen
Pour yourself a cup of strong coffee and read your credit card agreement. While most cardholders are aware of their card's airline miles and cash-back rewards, many are unaware that their credit card offers lots of other money-saving perks.
This Week in Credit Card NewsForbes
Holly McCall, Stay-at-Home Mom, Challenges Credit Card Rules, But Questions ...Huffington Post
Stay-at-home moms unqualified for credit cards because of 2009 lawDaily Caller
Patch.com -Phys.Org -WHAS 11.com (subscription)
all 12 news articles »

Discover CFO: Interested In Private-Label Card Business
Wall Street Journal
By Andrew R. Johnson Of DOW JONES NEWSWIRES NEW YORK (Dow Jones)--Discover Financial Services (DFS) is interested in getting into the private-label credit-card business, Chief Financial Officer Mark Graf said, noting the lender "took a look" at HSBC ...

and more »

Moody's: US Credit Card Charge-Offs Rose In April
Wall Street Journal
The charge-off rate for US credit cards rose in April, mostly caused by a significant increase in charge-offs from the Citibank trust, Moody's Investors Service said. Charge-offs, or loans that lenders don't expect they will be able to collect, ...


Stay at Home Moms Face Credit Card Challenges
Forbes
A 2009 credit card law, the Card Act, made changes to how people can qualify for credit cards. Under the act, a person can only qualify for a credit card based on their own income, not the household income. This was designed to prevent people from ...