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Quote of the Day

"The mind, in proportion as it is cut off from free communication with nature, with revelation, with God, with itself, loses its life, just as the body droops when debarred from the air and the cheering light from heaven."

William Ellery Channing



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Featured Budgeting Articles

Budget adventure travel
Adventure travel is one of the fastest growing segments of the travel industry, but it is often difficult to find good bargains when booking adventure travel. With so many people itching to go on the adventure of a lifetime, the prices in those ...

Successful internet marketing without a budget
Darren Cronian runs a highly successful website, http://www.holiday-rentals.uk.com, without the benefit of a marketing budget. Here's how....... Below are his answers to questions we put to him on June 25th, 2005. You are successfully promoting Worldwide ...

Tips For Budget Weddings
You've met the perfect man, and you have the perfect ring on your finger. How do you plan the perfect wedding? While wedding planning can be stressful and overwhelming at times, there is a way for you to make things perfect for you and your husband to be. ...




How to take a Luxury Vacation on a Budget
 
Who doesn't dream of someday taking an expensive, fancy vacation? The problem is, money still doesn't grow on trees and last time I checked, neither do luxury vacations. The great news is that it might be possible to take that dream vacation on your current budget, however tight it may be. Here are a few simple tips that will help in planning an affordable, once in-a-lifetime vacation.

Decide which aspects of your “luxury vacation” are the most important (and which things don't really matter). For example, for you, the most important thing may be doing expensive activities like visiting theme parks, going on guided tours, skiing, or snowmobiling. To compensate for the big ticket events and activities, cut back on something you won't mind doing without, like perhaps, fine dining or a five-star hotel.
Ask yourself if you are even going to be in your hotel during the day? If you'll be lying on the beach, not your bed, then why pay for the nicest hotel? Or maybe luxury is of lesser importance when it comes to grub. Just by reducing your food budget by avoiding expensive restaurants can really save you a load of cash. Consider using that small fridge in the hotel (you've always wondered why they had it) by visiting the local.dare I say it.grocery store. If you must eat out, then look for less expensive dining options.

Where To Stay
When making reservations, check discount travel websites like Travelocity, Expedia, Hotwire, and Orbitz. You can sort hotel options by price listing, which is very helpful in comparing options. These websites also offer discount packages when you buy the flight and hotel from the same site.

If you want to really save money on lodging, note that luxury destinations often have locals who are willing to rent out their houses or condos for a much cheaper price. These will be away from other tourists, have a fabulous location, and you may even have access to a kitchen and more space. Also consider a mom and pop-type Bed n' Breakfast hotel.

Travel
We've all heard of these discount websites, so use them!! Just as a helpful hint, if you buy discount airline tickets during high traffic seasons, you could get bumped to a less-than-desirable flight instead of the direct flight you originally purchased. In this case, the price wouldn't change, but you may lose valuable vacation time! It may be worth the risk, or the hassle, but remember; even the discount prices are more expensive during peak tourist seasons. Instead, consider traveling during the “off” season.

Transportation
There are a few tricks to renting a car which may fall in your favor. For example, before renting, call your credit card's customer service hotline (on the back of your card) and ask if the card's features include car rental “loss and damage” coverage or other insurances. If so, then you may be able to waive the car rental's insurance, saving around $10-15 dollars per day, which can definitely add up if you are staying several days or even weeks.

Some vacations may allow for an alternative mode of transportation. If you are planning a trip to Europe, Africa, Argentina, for example, try taking a train. In Europe, the “Eurail” offers 1st Class tickets for weekly use starting at around $33 a day. This may be cheaper than driving all over Europe in a rental car, paying for gas as you go.

Other Helps
If you are planning visits to theme parks or museums-- check the particular website of the place you are going. They often offer great discounts, printable coupons, or package deals.

If a fancy cruise has always been one of your dreams, consider this: did you know that if you sign up for a cruise as early as possible, it is likely you are going to get bumped to upper class lodging? This is because most people taking a cruise want the cheaper packages, and the lower class rooms fill up quickly.


About the Author
Writer and author for RV Travel Central.



Budgeting News


Water Sector Calls for Accurate Budgeting, Local Experts Utilization
AllAfrica.com
By Bilham Kimati, 19 May 2012 ACCURATE budgeting of water projects away from exaggeration of the estimates together with effective utilization of local experts is among strategies proposed to end water blues in Dar es Salaam before end of next year.

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Christian Science Monitor

How to fix flawed Medicare budgeting
Christian Science Monitor
Budgeting for Medicare's hospital insurance program is flawed. Here are two ways to fix it (and one way not to). By Donald Marron, Guest blogger / May 18, 2012 This 2005 file photo shows of trays of printed social security checks waiting to be mailed ...
Fixing Medicare's Double-Counting ProblemForbes

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Budgeting in Times of Uncertainty: Insight From 3 Hospital CFOs
Becker's Hospital Review
In a session moderated by Holly Carnell, JD, associate at McGuireWoods at the Becker's Hospital Review Annual Meeting on May 17 in Chicago, three hospital CFOs shared their insights on the most challenging aspects of budgeting and managing finances ...

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Students learn about budgeting during Reality Town
News Virginian
Created in 1997 by Jane Parker, a middle school business teacher, Reality Town was developed to teach students about budgeting, fiscal responsibility and the importance of education. “I think it's great,” said Marsha Sensabaugh, an economics and ...


Poor Budgeting Crippled Company
AllAfrica.com
By Jan Poolman, 18 May 2012 THE financial mess that TransNamib finds itself in cannot only be attributed to poor control and ignorance of policy guidelines, but started with a number of weaknesses identified during the annual preparation of its budget.

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