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Featured Budgeting Articles

Budget Crunch (Part II): Building a Round Pen on an Extreme Budget
Continued from "Building a Round Pen on an Extreme Budget – Part 1" http://www.roundpen.info/articles/round_pen_budget-1.html Round Pen Footing on a budget.Yes, I know, it's quite an oxymoron!. If you have a sand base, you're very lucky. Build your ...

Home Security Tips For Those On A Budget
We all want to make sure that our homes, and especially our loved ones are safe and secure. It's one of the basic needs and desires of people almost everywhere around the world. And home security is a field where many things can be implemented to ...

Managers: Should Your PR Budget Stress Tactics or Strategy?
If public relations tactics like special events, brochures, broadcast plugs and press releases dominate your answer, you're missing the best PR has to offer. Such a budget would tell us that you believe tactics ARE public relations. And that would be too ...




Budgeting to Improve your Home
 
Home improvement projects often scare people off, since many believe that it will cost thousands of dollars to remodel one room, since they lack the skills to do the job them self. They may also feel that the project is expensive since materials and tools are needed.

To the contrary, home improvement does not have to be expensive at all. Of course, if you hire a subcontractor or contractor to do the job, you will pay fortune, but if you have patients and the ability to read and follow directions, thus you can remodel an entire room in your home for less than a hundred dollars. Of course, you will need to contrast and compare materials.

Before starting the process of improving your home, you will need to setup a budget and a plan to get started. You will need to consider various notions when considering and planning home improvement. For example, do you intend to paint your home? Do you intend to tile your home? Do you want carpet in your home?

Asking questions is part of analyzing and planning for home improvement. One of the best tools to have when considering home improvement is knowing what you like and knowing what you want. When I improve my home the first thing I do is roam my brain searching for favorites and what excites and appeals to me. Thus, when I go to the home improvement stores I already have in mind what I am going to purchase, thus this relaxes my quest to improving my home.

If you are lacking the cash to improve your home, thus setting up a budget will help you get what you want as well as save you cash. You may even consider purchasing materials and tools for home improvement at the stores that offer discounts and/or purchases with no payments until a particular date. This notion will give you time to get your home improved while saving the cash to payoff the improvement materials and tools.

Unfortunately, many people go for secondary home loans to improve their home. Getting loans from lenders often lead to debt, and secondary home loans for improvement only leads to paying off your home twice. Thus, avoid high interest rates and loan payments and learn to budget to improve your home.

Let me give you an overall view of what one room could cost you for repairs. Say you want to paint a room in your home. You will need plaster, sealers, primer, paints, paint thinners, scrapers, screwdriver, paint opening (often come with paint purchases), patches, paintbrushes, tray, and so forth. Now you may think this is going to cost you a fortune to improve your home, but to the contrary, you are wrong.

The paint and tools if anything else will cost you the most, while the other items will cost less; thus, primer, sealers and plaster cost around fifteen if you go to the right store.

Paint thinners, trays, brushes and screwdriver will cost around fifteen if you visit the right store. Thus, the patches should be purchased with a plaster kit, which will save you a few pennies. The paint will cost around twenty per can, depending on the type of paint purchased. Therefore, for around a hundred bucks you could remodel a room in your home without hiring anyone to do the job providing you follow the instructions.

What about the bathroom, can you remodel the area on a budget plan? It depends on the size of the area, but if you wish to tile your bathroom and paint the walls you could get the job done for around a hundred bucks give or take. If you visit the right stores and know what you are doing, you could remodel a small bathroom or medium bathroom for around fifty bucks.

Learning to budget and plan can help you to remodel your entire home (if the home is in good standings) for a few hundred dollars. Furthermore, doing the work, your self will save you thousands of dollars.

About the author:

Tony Robinson is an experienced House Renovator, Webmaster and International Author. Visit http://www.better-home-improvement.com/ for his Home Renovation tips.



Budgeting News


Globe and Mail

Throne speech pledges fiscal overhaul
Vancouver Sun
EDMONTON - Alberta's Conservative government on Tuesday pledged sweeping changes to the way the province manages its money, trumpeting plans for a radical change in the budgeting process and a major review of provincial income and spending.
Alberta plans no deep spending cutsTheChronicleHerald.ca
Throne speech leans heavily on 'results-based budgeting'Edmonton Sun
Throne speech promises smart spending, better health careCBC.ca
National Post (blog) -Calgary Herald -CTV.ca
all 106 news articles »

Hong Kong proves that good budgeting is still possible
The Nation
Financial Secretary John Tsang's fifth and last budget of the current-term Hong Kong government delivered last Wednesday was a model of fiscal design, the envy of most governments. Which government around the world can boast a surplus of HK$66.7 ...

and more »

Crosby school board begins budgeting
Your Houston News
This year's budgeting may be a simpler process than that which preceded the current school year because Crosby ISD and the rest of the public school districts statewide had to plan hypothetically, as the 82nd Texas Legislature muddled through the ...

and more »

Mabs may be proposed to run personal insolvency service
Irish Times
OIREACHTAS JUSTICE COMMITTEE: MONEY ADVICE and Budgeting Service (Mabs) may be proposed as the new State-run insolvency service to mediate between banks and people in debt. The insolvency service to be set up under the Personal Insolvency Bill is aimed ...
Free advice for struggling business ownersWicklow People

all 2 news articles »

Rokita Votes to Increase Transparency and Accuracy in Budgeting
Kokomo Perspective
This reform would bring federal budgeting in line with private sector practices. It also requires Fannie Mae and Freddie Mac to operate under a budget. Since the financial crisis these enterprises have become the responsibility of the federal ...

and more »